This was my first home purchase and Janet made the entire process as smooth as possible up until closing. Janet went above and beyond with all the information needed for the loan process. When I had questions, she answered them. It didn't matter what time or day it was. Janet was upfront with everything. She is fast, reliable, and efficient. I would recommend her to anyone and look forward to working with her in the future. Once again thank you Janet!! Best, Annette